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Insurance options for the middle aged

Today we want to focus on middle-aged men, who have not yet prepared well for their retirement. The broad options…

First loss insurance

Last week, we talked about self-insurance. We also said First Loss Insurance, though partial, is a form of self-insurance. First…

Non-Insurance and Self-Insurance

Insurance is a risk transfer mechanism, where you pay a token (called premium) to a third party (insurance company) to…

Implications of Xenophobic attacks on insurance

The South African Foreign Affairs Minister, Naledi Pandor, last Thursday said South Africa had no provisions in its laws to…

Discharge vouchers as certainties

For an insurance broker, one of the things that give you job satisfaction is getting a call from your client…

Life insurance and the fear of death

This year alone, I know a handful of people in their 40s and 50s who have died. Take any day…